Not what I expected from my insurance company

We’ve seen it in movies. Disaster hits. The insurance company hauls out the magnifying glass to show you the small print loopholes.

A movie I enjoy is The Darwin Awards, a comedy take-off on the notoriously ridiculous ways people have died. The film is a farce, but the plot is based on a serious premise: insurance companies don’t want to pay out claims. In this case the company aims to…